MONEY ARTICLESHere is a collection of articles which may be of interest. We de-bunk some myths and give you an insight into our approach to personal money-management. Your
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HOW TO COPE WITH A BUDGET EMERGENCY The best way to cope with a budget emergency is to be prepared.Experience tells us to expect the unexpected. So it makes sense to put a safety net in place, to avoid the stress of being caught unaware when things happen...... THE ENVELOPE BUDGET SYSTEM HAS STOOD THE TEST OF TIME The envelope budget system has been around for many decades. It is based on good old-fashioned common sense, and when followed properly, can be a fail-safe financial strategy for saving and reducing debt...... EVER WONDERED WHETHER THOSE CLEVER DEBT REDUCTION SCHEMES REALLY WORK? DEBT ELIMINATION FACTS: Fact #1. No debt will ever pay itself off....... CREDIT CARD DEBT IS A CRITICAL PART OF YOUR BUDGET Credit card debt and the over-use of credit cards is possibly the single biggest threat to your financial health. That's why we take credit card education very seriously indeed...... HOW TO AVOID THE TRADITIONAL HOLIDAY DEBT HANGOVER The end of the year is usually a big spending period, when it's easy to get into the spirit and spend more than intended. So let's look at a few simple rules to avoid the traditional holiday debt hangover..... IS A DEBT CONSOLIDATION LOAN THE ANSWER? A debt consolidation loan is nothing more than getting a new loan to pay off other loans or debts. BEWARE of marketing claims which exaggerate the benefits..... HOME EQUITY LOAN - DANGER MONEY? Lines of Credit these days are very flexible. But because they are so flexible, they can also seriously damage your financial position...... THE PROBLEMS WITH TRADITIONAL BUDGETING SOLUTIONS Most software-based budgeting systems have a menu structure designed by a programmer, program bugs, and they're "one-size-fits-all" solutions......... HOW TO MAKE A BUDGET THAT REALLY WORKS To get ahead, it's essential that we spend less than we earn, and over the long term, budget surpluses are a powerful wealth generator. But let's face it, the process of budgeting can be labour-intensive and boring....... Want more information? Contact us here. |